Why you should get an appraisal from Darrin M. Saver, CRA

To a lot of us, an appraisal just looks like another fee in the long list of items for a home sale or refinance. And while there are a budding number of automated home valuation systems that might appear less expensive than an appraisal, most lenders still want a local expert because the stakes are very high. You might believe that securing a mortgage is the only reason to acquire an appraisal, but there are more instances when the services of a certified, independent real estate professional might come in handy.


	For real estate appraisals in Richboro and Bucks County, it's easiest when your order online from Darrin M. Saver, CRA, just click here.

Let Darrin M. Saver, CRA help you appeal your tax assessment in Bucks County

If you reside in an area where property values have depreciated, it's possible you're paying too much in property taxes. An appraisal from Darrin M. Saver, CRA is your best evidence when building your case. We're capable of assisting you in disputing your tax assessment.

PMI removal will lower your mortgage payment

Private Mortgage Insurance, or PMI, is an additional insurance policy that nearly all lenders ask home buyers to purchase when the amount being loaned to the homeowner is more than 80% of the actual value of the home. Seeing that additional payment is usually lumped into the monthly mortgage payment, it is often forgotten. PMI is unnecessary when the remaining balance of the loan - whether through market appreciation or principal pay down - dips below the 80% level, making this very unfortunate. In fact, the Homeowners Protection Act (HPA) of 1998 was approved by the United States Congress that requires lenders to remove the PMI installments when the balance is paid down to 78% of the original value.

If you'd like to get rid of PMI, Darrin M. Saver, CRA will provide you with a statement regarding the value of your home. The cost of the appraisal can often be recovered in a short amount of time because you'll no longer be paying the PMI.

An appraisal from Darrin M. Saver, CRA will help you settle a divorce with less stress

A divorce can be an especially traumatic ordeal for both parties, and it is often even more complicated by the hard decision of who maintains the property. So both parties are entirely aware of the true market value of their property, it's a good idea to get an appraisal from Darrin M. Saver, CRA, regardless of the situation.

The parties will have a clearer picture of what price to set, if they want to sell the home. And on the flip side, if a "buyout" is the chosen option, both parties will feel like they've gotten a fair assessment.

Accurate and fair estate liquidation with Darrin M. Saver, CRASettling an estate

The loss of a loved one is a painful time in life, and settling an estate from a death, or probate, often calls for an appraisal to establish Market Value for the residential property involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, guaranteeing the utmost degree of discretion.

Most Americans do not have dedicated estate planners or executors to take care of these affairs, unlike many wealthy individuals. And since a home or other property often makes up a disproportionate share of the total estate value, knowing the absolute value of the real estate at hand is of vital importance to ensuring disputing parties leave knowing they've received an honest deal.

Let Darrin M. Saver, CRA help you with relocating to or from Bucks County

Moving due to a job change can be a real pain, and we understand. That's why we take great care in organizing a convenient appointment time for the appraisal inspection. We encourage relocating employees to provide remarks on the positive attributes of their property, as well as information about any current sales or listings in their area that they want considered during our detailed process.

Let Darrin M. Saver, CRA help you sell your home quickly at the right price

A professional appraisal can help you make a more informed decision regarding your selling price, whether you decide to sell your home on your own or use the assistance of a real estate agent. An appraiser has no vested interest in what amount the house sells for, unlike real estate agents. Our fees aren't contingent upon the value we come up with, but rather they rest on our efforts to complete the appraisal.

On a daily basis, we analyze the difference in value things like an extra bathroom or a kitchen remodel can make. And we're experts in knowing how long houses are on the market. So, getting a professional appraisal is a trusted way to decide what improvements will add value and what a suitable sales price is for your home so you don't come up short or have your house on the market an unnecessarily long time.